Loan insurance is a significant share of the total cost of a credit. Thanks to insurance delegation (Lemoine law in France), you can choose a different contract from the bank's, with equivalent guarantees, and save substantially over the life of the loan.
KARL KABINET acts as an insurance intermediary and compares contracts from several European partner insurers. We support you on guarantee equivalence (required by the bank) and on the substitution process.
- Comparative review of loan insurance contracts
- Verification of guarantee equivalence
- Support for delegation or substitution
- Coverage of death, disability, job loss