Your questions
Frequently asked questions
Everything you need to know before contacting us.
No. KARL KABINET is an intermediary (broker) in banking operations. We never lend directly: we present your file to partner banks which remain solely responsible for the decision.
Yes, the first feasibility assessment is free and with no commitment. Any fees on our side are explained clearly before any file is started.
Mortgage, personal credit, debt consolidation, business financing (cash flow, investment, growth), project financing and introductions for investment solutions.
We operate in Europe, mainly France, Belgium, Luxembourg, Germany, Austria, Switzerland and Spain, through our network of partner banks.
No, and the law prohibits us from doing so. The final decision always belongs to the bank. Our role is to maximise your chances through a strong, well-targeted file.
By phone or video call, with no commitment. We listen to your project, analyse its feasibility and explain the next steps.
Yes. KARL KABINET is registered with the ORIAS register as an intermediary in banking operations and payment services (IOBSP). You can verify our registration at any time on orias.fr.
Yes. We collect only the data strictly needed to handle your request, in compliance with the GDPR. It is never sold or shared outside the partner banks contacted with your agreement. You can request access, rectification or deletion at any time.
The initial feasibility assessment is free and with no commitment. Any fees on our side (when they apply) are explained in writing before any file is started, and remain within the regulatory framework for intermediaries.
Our network covers many European banks but not the entire market. During the review, we identify together the institutions most relevant to your file, whether or not they are your current bank.
Let's talk about your project
A first feasibility assessment, free and with no commitment.
- Free assessment, no commitment
- Confidential data (GDPR)
- Reply within 24h